:root{--ink:#18231d;--muted:#607067;--paper:#fbfcf9;--card:#fff;--line:#dfe7e1;--accent:#d95f32;--accent2:#f2a65a;--green:#355f4a;--soft:#f4f1e9;--max:1120px}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.wrap{max-width:var(--max);margin:auto;padding:0 22px}.top{background:#16271e;color:#fff;font-size:.9rem}.top .wrap{padding:9px 22px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:70px}.brand{text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.03em;font-size:1.35rem}.brand span{color:var(--accent)}
nav{display:flex;gap:18px;flex-wrap:wrap}nav a{text-decoration:none;font-weight:650;font-size:.94rem}
.hero{padding:76px 0 58px;background:radial-gradient(circle at 85% 20%,#f8d9bd 0,transparent 27%),linear-gradient(135deg,#f7f4ea,#eef5ef)}
.kicker{text-transform:uppercase;letter-spacing:.14em;font-weight:800;color:var(--accent);font-size:.78rem}.hero h1,h1{font-size:clamp(2.35rem,5vw,4.6rem);line-height:1.02;letter-spacing:-.055em;margin:.2em 0}.hero p{font-size:1.18rem;max-width:720px;color:#425249}
.btn{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;padding:14px 20px;border-radius:10px;font-weight:800;margin:8px 8px 8px 0}.btn.secondary{background:var(--green)}
main{padding:46px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 6px 24px rgba(24,35,29,.04)}.card h3{margin-top:0;line-height:1.2}.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:800}
.article{max-width:820px}.article h1{font-size:clamp(2.2rem,5vw,4rem)}.article h2{font-size:1.65rem;line-height:1.2;margin-top:2.1em}.article h3{margin-top:1.6em}.lede{font-size:1.2rem;color:#43554b}.note,.disclosure{padding:18px 20px;background:var(--soft);border-left:4px solid var(--accent);border-radius:8px;margin:24px 0}.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.fact{border:1px solid var(--line);border-radius:12px;padding:16px}.fact b{display:block}
.cta{margin:34px 0;padding:28px;border-radius:18px;background:#182a20;color:#fff}.cta h2{margin-top:0}.cta p{color:#dce7df}.cta .btn{background:#f17846}
.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:28px}.meta{color:var(--muted);font-size:.92rem}.refs{font-size:.92rem}.refs li{margin-bottom:8px}
footer{background:#14231b;color:#d8e2dc;margin-top:60px;padding:48px 0 28px}footer a{color:#fff}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:.88rem;color:#728078}
@media(max-width:760px){.grid,.footgrid,.facts{grid-template-columns:1fr}nav{display:none}.hero{padding:52px 0 38px}header{position:static}.wrap{padding-left:18px;padding-right:18px}}